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Displaying (3) Comments | Comment on this piece | Report objectionable art
The insurance QuotesChimp believes it should always be able to have rates high enough to make an underwriting profit. An under�writing profit is where the premiums received pay for (1) all losses and (2) all overhead expenses, with some money left over, which is the overhead profit. Insurance companies also make tons of money investing your premiums. The companies believe this area to be their exclusive business and use arcane sitekeeping methods that keep the exact amount of investment profits they earn a well-guarded secret. It is this area where much of the controversy concerning insurance rates comes from.
By: | Mar 04, 2014 | Report Comment
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By: | Feb 10, 2014 | Report Comment
RE: And there are plenty of agetns who are both clueless and liars!I'll be charitable here, since these are my slimy brethren. It's more like the vast majority of agetns are not independent thinkers. They swallow the company line and believe it's in their best interest to always have a sunny outlook. A lot of agetns honestly do believe that we've hit bottom and that prosperity is just around the corner. After all, their broker told them so.But it's kind of like the boy who cried wolf. There's not a lot of credibility left in the industry. Forever many agetns have been saying that Now is the best time to buy :ever, and this opportunity may not present itself again. That's so not my style. I'm just too cantankerous to just parrot the industry line, and I don't mind people thinking a lot of things about me, but I hate to be thought of as a slimy liar or clueless.But prices are down. Interest rates are low. If you intend to buy a house and intend to occupy it for many years, you might be better off waiting 6 months or a year or two, but you're a lot better off buying now than you'd have been two years ago If you can easily afford the payments and aren't the type to look at the value on Zillow every other day, and your mortgage payment won't be significantly higher than a comparable rent, sure, take the plunge. Owning a home has it's rewards, it's just that it may not be a financial reward, and if it is it may be while before you will see that. Rate this comment: 0 0
By: | Jul 15, 2013 | Report Comment
myshape
kristab | Region 4
i like my shapes
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